The information provided on CipherTree.com is for informational purposes only. It should not be considered legal or financial advice. You should consult with an attorney, certified financial advisor, or other professional to determine what may be best for your individual needs.

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A more informal note:

This website, first and foremost, is something of a personal laboratory. I created it so that I might learn effectively by way of articulating ideas and concepts in writing. I try to hold myself to rigorous standards when learning, but even if I think I understand something, that doesn’t necessarily mean that I do.

This website deals with topics that are complex, and where there is complexity, there is always more to understand. I implore anyone reading this to do your own research, question what you know, challenge your beliefs, and to never adopt someone else’s conviction. You must think for yourself.

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